Internet Banking Solutions

First Data’s Internet Banking solutions help your financial institution retain and grow your customer base, reduce costs and improve efficiency. Our secure, online banking service enables your account holders to transfer funds, view account history and pay bills – 24/7.

Facing Your Challenges Head-On

We’re aware of the challenges and obstacles our customers face because we listen to what they tell us. We use that knowledge to provide financial institutions like yours with tools that improve the way you do business. From security and compliance to marketing support and an improved online banking experience, you can rely on us to help you develop more profitable and lasting relationships with your account holders.

Delivering the Right Solution

As one of the premier providers of online financial services, First Data provides a comprehensive portfolio of innovative applications including:

Bill Payment
We offer your financial institution added flexibility in bill payment. Two bill payment services provide either a "good funds" model or a "float model" to best meet your business strategies and comfort levels.

Both bill payment models allow your account holders to pay anyone online, in just minutes. Payments can be scheduled up to a year in advance, and variable and recurring payment scheduling is also available. And, with electronic bill presentment, you can allow your accountholders to receive and view bills online.

Business Banking
A full-featured cash management solution, our Business Banking service enables you to serve your commercial customers more easily. This service includes all Internet Banking features, as well as account transfers, stop payments, balance reporting, ACH origination, wire transfers and positive pay.

Security
Fully integrated into our Internet and Business Banking solutions and at no additional cost, our security solutions protect your valuable information every day. Security measures include intrusion detection systems, authentication, encryption software and more.

Mobile
Using a mobile phone browser, our Mobile service allows your account holders to access account details and history, check balances and transfer funds – anytime, anywhere.

Finance Center
Via First Data’s Finance Center, integrated into the Internet Banking solution, you can offer your cardholders the option to consolidate multiple accounts, including bank accounts, credit cards, brokerages, loans, mortgages, and even hotel and frequent flier miles, into one secure login point.

Web Services
We provide you with dynamic Web site design and content so your online hub not only includes transactional information for your account holders, but also community information.

Communication Services
We understand that communication is key to your success. Our Communication Services provide your financial institution with an effective online communications tool to help you enhance internal information sharing and improve customer service.